Of course there are ways to avoid taking a high interest loan from Minto Money. Borrowers can consider obtaining a personal loan from a credit union as their interest rates may be lower; or the payday alternative loans, PALs, are available to certain federal credit unions. Also, it may credit, getting help from non-profit credit counselling agencies, or haggling for appropriate repayment arrangements with creditors will put forward cheaper alternatives. As much as it might be embarrassing to get an advance from friends or relatives, it can also be a safer bet in terms of the rates charged.


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